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4 ways to use your CPF for your private property


Under the Private Properties Scheme, you can use your Ordinary Account (OA) savings to:

  • pay the purchase price of the private property;



  • repay the housing loan in part or whole and/or to service the monthly housing loan installments taken to buy the private property;

  • repay the housing loan in part or whole and/or to pay the monthly instalment of the housing loan taken for the construction of a house or purchase of land and construction of a house on that land and

  • pay the stamp duty, legal costs, survey fees and other related cost incurred in the private property purchase, refinancing and/or construction of the house.


To ensure you have enough CPF savings for your retirement years, there are housing limits on the amount of CPF savings you can use to buy a private property. More information can be found here.
 
* More information on the use of your OA savings for the purchase of land and construction of house can be found here.

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